Risk & Return

Make volatility work for you

Most investors think of risk as the chance of losing money on their investments. But risk takes other forms. There is risk in not investing or investing too conservatively — thus possibly missing opportunities for returns. There is also the risk of pulling out of the market too early, reducing your potential returns.

Take a long-term perspective

Missing just a few good days in the market can have a significant impact on your overall returns. The graph below shows what a difference missing just a few of the best trading days over the past 10 years would have made on the overall annualized return of a hypothetical investment. The message? It's important to consider keeping your money invested for the long term.

You can not invest directly in an Index.

Get professional advice

Your professional financial advisor can help you keep volatility in perspective — and determine how to allocate your portfolio based on your overall risk tolerance and long-term objectives.

Learn more

Explore other Investing Essentials topics through the menu to the left. Access extensive reference materials through the Literature Library. Or contact a financial advisor for advice on the right investment strategy for your specific goals.

Have a financial advisor contact me.

Why do I need a financial advisor?

Footer

Past performance does not guarantee future results. The performance quoted represents past performance and current performance may be lower or higher. Investment return and principal value of an investment will fluctuate so that investors' shares, when redeemed, may be worth more or less than their original cost. Performance at NAV does not include the effect of sales charges. Performance includes the reinvestment of income, dividends and capital gain distributions.

An investor should consider a fund's investment objectives, risks, charges and expenses carefully before investing. This and other important information can be found in the fund's prospectus. Obtain a prospectus online and read carefully before investing.

Investments in stocks, bonds and mutual funds:
NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE

Evergreen mutual funds are distributed by Evergreen Investment Services, Inc., 200 Berkeley Street, Boston, MA 02116.

Evergreen mutual funds may be offered only to persons in the United States and by way of a prospectus. This Web site should not be considered a solicitation or offering of any investment products or services to investors residing outside the United States.