Planning
Financial planning can help ensure you keep your current lifestyle as well as reach your future financial goals. Evergreen Investments is committed to helping you develop a financial planning strategy.
Look for this section to grow over the next few months, as we build upon our current topics:
Financial Independence - Smart Strategies for Women
Retirement
Estate planning
Job transitioning
Equity compensation
On your own again
Collecting an inheritance
Selling a business
Learn more
Financial Independence - Smart Strategies for Women
Earning money is only half the equation for achieving financial independence. Effectively putting your money to work for you is equally important. Though the size of your household income matters, how you manage the money you have — to meet short-term obligations as well as long-term goals — determines how you live today and in the future. That's why taking control of your finances is so important.
Financial Independence Client Guide
Financial Independence: Strategies for Women Personal Profile
Retirement
You've worked hard to accumulate assets for your retirement. Yet now, as you near your ultimate goal, the choices you make about taking distributions from your retirement accounts become as important as those you made about investing in them. Developing a strategy for retirement account withdrawals can help you minimize tax liabilities, keep you in compliance with laws and regulations and help you ensure a secure financial future.
Retirement Distributions Client Guide
Retirement Distributions Personal Profile [Editable PDF]
Growth and diversification remain important when starting to receive retirement distributions. To accomplish this, many people consider adding an asset allocation fund to a portfolio. A financial advisor can assist you in determining if an asset allocation fund is right for you.
Estate planning
While many people find estate planning to be complex, the idea behind it is simple: to control your assets during your lifetime while also leaving a legacy to those people and institutions you care about most. Having an estate plan in place is one of the most important steps you can take on behalf of your family or your business.
Estate Planning Personal Profile [Editable PDF]
529 college savings plans can also offer unique estate planning benefits. A financial advisor can help you decide if a 529 savings plan is right for you. Learn more about 529 plans.
Job transitioning
Whether it's voluntary or involuntary, leaving a job can be stressful. You may face short-term issues such as how to cover expenses or replace benefits. Yet, you'll also need to make decisions that affect the long-term - including how you'll handle retirement plan distributions or severance payments. By developing a strategy you can meet short-term needs for income and liquidity, while protecting your long-term financial security.
Job Transitioning Client Guide
Job Transitioning Personal Profile [Editable PDF]
Equity compensation
"Noncash" compensation, such as stock options or restricted stock, may offer significant wealth if managed effectively. Yet, they also raise complex issues. Developing a strategy for your equity compensation may help to minimize taxes, ensure that you have adequate liquidity and maintain a diversified financial portfolio.
Equity Compensation Client Guide
Equity Compensation Personal Profile [Editable PDF]
On your own again
Losing a spouse - whether through death or divorce - is among the most painful and difficult events you can experience in your life. You may not feel emotionally ready to make the decisions that face you, yet these choices will determine your financial security for many years to come. Developing a sound strategy will allow you to navigate through this difficult time and establish a financial foundation for the next stage of your life.
On Your Own Again Client Guide
On Your Own Again Personal Profile [Editable PDF]
Collecting an inheritance
You may think that inheritance is an issue only the ultrawealthy have to worry about. However, as baby boomers inherit their parents' gains, we are entering a period of one of the largest transfers of wealth in history. During this time, many people will be inheriting a legacy. Whether you've recently inherited assets or know that you will one day, by planning now for the complex decisions surrounding inheritance - including investment planning, estate planning, tax management and charitable giving - you can ensure that you use your inheritance assets wisely.
Collecting an Inheritance Client Guide
Collecting an Inheritance Personal Profile [Editable PDF]
Selling a business
Your business is a big part of your life. And by the time you consider selling it, your business may represent all or most of your net worth as well as your main source of income. Having a sound strategy in place that considers the important issues surrounding your business sale - including getting the right price, managing taxes and investing the proceeds effectively - will allow you to move toward the next stage of your life.
Selling a Business Client Guide
Selling a Business Personal Profile [Editable PDF]
Learn more
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